Property Description

**Coastal Florida Living in The Palms of Terra Ceia Bay** Enjoy the relaxed Florida lifestyle in this spacious first-floor 2-bedroom, 2-bath condo with a dedicated office in the desirable gated waterfront golf community of The Palms of Terra Ceia Bay in Palmetto, Florida. This well-maintained building offers peace of mind with a completed Milestone Inspection Report and Reserve Study (SIRS) on file, providing confidence in the building’s structural and financial strength. Inside, you’ll find comfortable one-level living with a flexible office space perfect for working remotely, hobbies, or a quiet retreat. Step outside to your screened lanai and enjoy peaceful nature views while soaking in the beauty of coastal Florida. Low condo fees include everything except electricity, along with access to the community pool and the many benefits of maintenance-free living. The active Palms of Terra Ceia Bay community offers a welcoming social lifestyle with a clubhouse where neighbors gather for trivia, bridge, mahjong, bingo, meals, cocktails, and plenty of opportunities to make new friends. Ideally located near three airports (TPA, SRQ, and PIE), Anna Maria Island beaches, downtown Bradenton, and just across the Skyway Bridge to St. Petersburg, this is the perfect place to enjoy sunshine, nature, and the laid-back coastal retirement lifestyle Florida is known for. Smoke free Building

Features

Heating System:: Central, Electric
Cooling System:: Central Air
Parking:: Covered, Ground Level, Open, Reserved
Exterior Features:: Lighting, Balcony, Storage, Sliding Doors
Flooring:: Carpet, Ceramic Tile, Laminate
Interior Features:: Ceiling Fans(s), Elevator, Open Floorplan, Walk-In Closet(s), Living Room/Dining Room Combo, Primary Bedroom Main Floor, Split Bedroom
Laundry Features:: Laundry Closet, Electric Dryer Hookup
Sewer:: Public Sewer
Utilities:: Public, Cable Connected, Electricity Connected, Sewer Connected, Underground Utilities, Water Connected

Appliances

Appliances:: Range, Dishwasher, Refrigerator, Washer, Dryer, Electric Water Heater, Microwave, Disposal

Address Map

Country:: US
State:: FL
County:: Manatee
City:: Palmetto
Subdivision:: THE ESTUARIES II
Zipcode:: 34221
Street:: TERRA CEIA BAY
Street Number:: 2625
Street Suffix:: BOULEVARD
Longitude:: W83° 24' 44.8''
Latitude:: N27° 32' 17.4''
Direction Faces:: East
Directions:: From Hwy 41business N. in Palmetto, travel north to traffic circle exit on 23rd Street West. Enter Palms of Terra Ceia Bay Community through Guard Gate Travel along Terra Ceia Bay Circle to the last high-rise on your right Estuaries 2 . Park out front and take elevator to 1st floor
Mls Area Major:: 34221 - Palmetto/Rubonia
Unit Number:: 103
Zoning:: PDH

Neighborhood

Elementary School:: Palmetto Elementary-MN
High School:: Palmetto High
Middle School:: Lincoln Middle

Additional Information

Water Source:: Public
Water Body Name:: TERRA CEIA BAY
Stories Total:: 8
On Market Date:: 2026-07-03
Lot Features:: Near Golf Course
Levels:: One
Foundation Details:: Slab
Construction Materials:: Block, Stucco
Community Features:: Street Lights, Clubhouse, Gated Community - No Guard, Buyer Approval Required, Golf Carts OK, Golf, Irrigation-Reclaimed Water
Building Size:: 1496
Association Amenities:: Cable TV, Elevators, Gated, Golf Course, Maintenance, Optional Additional Fees, Pool

Financial

Association Fee Includes:: Maintenance Grounds, Trash, Pool, Cable TV, Common Area Taxes, Escrow Reserves Fund, Insurance, Internet, Maintenance Structure, Maintenance, Management, Pest Control, Sewer, Water
Tax Annual Amount:: 2500

Listing Information