Property Description
A Rare Waterfront Retreat in the Heart of Indian Rocks Beach. This extraordinary waterfront estate offers a level of privacy, serenity, and coastal beauty that is truly rare. Set on an expansive double lot with 216 feet of water frontage, the property feels like a private resort, surrounded by lush tropical landscaping featuring mature palms that create a secluded paradise. Enjoy panoramic views, dolphins play just beyond the dock, and relax beside the pool. Professional landscape lighting transforms the property into a magical waterfront oasis, creating the perfect backdrop for an evening swim, cocktails around the fire table, or dining under the stars. The outdoor pool, shower, and bath work perfectly to avoid unnecessary wet entry to the main house. Boaters / anglers alike will appreciate the waterfront amenities, a large dock installed 2021, with water service, electrical hookups, a 24, 000-pound & 10, 000-pound boat lift. Whether heading out for a day on the water or casting a line from your backyard, this property is designed to embrace the waterfront lifestyle. Multiple outdoor gathering spaces offer something for everyone. The covered patio provides a comfortable retreat for grilling, entertaining, or watching the game, while the expansive lawn offers endless possibilities for recreation, a future putting green, or additional outdoor enhancements. A tucked-away section of the property presents the perfect opportunity for a hot tub, tiki hut, or additional private retreat. The fenced yard provides a space for pets. Inside, the thoughtful design accommodates both everyday living & entertainment. This property is fully furnished & decorated, making it turnkey ready for instant rentals or staying the night yourself. Primary suite enjoys direct pool access & captures beautiful sunrise views. Split-bedroom floor plan offers privacy. One guest bedroom features stunning Intracoastal views, while the flexible fourth bedroom can easily serve as a home office, or den. The spacious living areas comfortably accommodate large gatherings, with a generous dining room, an inviting sunroom perfect for morning coffee, & a separate family room that opens directly to the covered patio. The well-appointed kitchen offers abundant cabinetry and workspace, with excellent potential for a future open-concept redesign. A large laundry room provides additional storage & flexibility for future customization. Designed for effortless indoor-outdoor living, this home has hosted everything from family reunions to weddings and offers a floor plan that seamlessly blends comfort, functionality, and entertaining space. Located on a quiet cul-de-sac with friendly neighbors and a mix of full-time and seasonal residents, the setting is peaceful while remaining incredibly convenient. Enjoy a short golf cart ride to the beach, local restaurants, parks, and the beloved Indian Rocks Beach Art Center. Seeking an investment opportunity, the property has a proven history as a highly successful short-term rental. Its unique combination of privacy, waterfront amenities, and prime location has made it a favorite among guests, creating an exceptional experience for visitors while maintaining harmony with the surrounding neighborhood. Searching for a primary residence, vacation retreat, or income-producing waterfront property, this remarkable coastal estate offers a lifestyle that must be experienced to be fully appreciated. Has the potential to rebuild or split into two lots.
Features
- Swimming Pool:
- In Ground, Heated, Fiberglass
- Heating System:
- Central
- Cooling System:
- Central Air
- Fence:
- Vinyl
- Parking:
- Driveway, Garage Door Opener, Oversized
- Exterior Features:
- Sliding Doors, French Doors, Outdoor Grill, Outdoor Shower
- Flooring:
- Luxury Vinyl, Tile
- Interior Features:
- Ceiling Fans(s), Open Floorplan, Thermostat, Living Room/Dining Room Combo, Kitchen/Family Room Combo, Window Treatments, Solid Wood Cabinets
- Laundry Features:
- Inside, Laundry Room
- Pool Private Yn:
- 1
- Sewer:
- Public Sewer
- Utilities:
- Cable Available, Public, Electricity Available, Sewer Available, BB/HS Internet Available
- Waterfront Features:
- Bay/Harbor, Intracoastal Waterway
- Window Features:
- Shutters, Blinds
Appliances
- Appliances:
- Range, Dishwasher, Refrigerator, Washer, Dryer, Electric Water Heater, Microwave
Address Map
- Country:
- US
- State:
- FL
- County:
- Pinellas
- City:
- Indian Rocks Beach
- Subdivision:
- INDIAN BEACH RE-REVISED 23RD ADD
- Zipcode:
- 33785
- Street:
- HARBOR
- Street Number:
- 495
- Street Suffix:
- DRIVE
- Longitude:
- W83° 9' 47.9''
- Latitude:
- N27° 54' 17.3''
- Direction Faces:
- West
- Directions:
- From the Belleair Causeway, Go South on Gulf Blvd, Go East "Left" on 28th Ave, Go South "Right" on Harbor Dr, Stay to the Left, Follow Harbor Dr to the Address at the end of the Cal de sac.
- Mls Area Major:
- 33785 - Indian Rocks Bch/Belleair Bch/Indian Shores
- Street Dir Suffix:
- S
Neighborhood
- Elementary School:
- Anona Elementary-PN
- High School:
- Largo High-PN
- Middle School:
- Seminole Middle-PN
Additional Information
- Lot Size Dimensions:
- 158x120
- Water Source:
- Public
- Water Body Name:
- INTRACOASTAL WATERWAY
- Virtual Tour:
- https://arnold-novak-photography.aryeo.com/sites/eppomlqz/unbranded
- Stories Total:
- 1
- On Market Date:
- 2026-06-01
- Levels:
- One
- Garage:
- 3
- Foundation Details:
- Slab
- Construction Materials:
- Block, Concrete, Stucco
- Building Size:
- 4148
- Attached Garage Yn:
- 1
Financial
- Tax Annual Amount:
- 33342.01
Listing Information
- List Agent Mls Id:
- 261539217
- List Office Mls Id:
- 260033547
- Listing Term:
- Cash, Conventional
- Mls Status:
- Active
- Modification Timestamp:
- 2026-06-01T20:20:11Z
- Originating System Name:
- Stellar
- Special Listing Conditions:
- None
- Status Change Timestamp:
- 2026-06-01T20:07:54Z
Residential For Sale
495 Harbor Dr S, Indian Rocks Beach, Florida 33785
4 Bedrooms
5 Bathrooms
2,783 Sqft
$2,999,000
Listing ID #TB8513956
Basic Details
- Property Type :
- Residential
- Listing Type :
- For Sale
- Listing ID :
- TB8513956
- Price :
- $2,999,000
- View :
- Pool, Water
- Bedrooms :
- 4
- Bathrooms :
- 5
- Half Bathrooms :
- 2
- Square Footage :
- 2,783 Sqft
- Year Built :
- 1962
- Lot Area :
- 0.40 Acre
- Full Bathrooms :
- 3
- Property Sub Type :
- Single Family Residence
- Roof:
- Shingle
- Waterfront Yn :
- 1
