Under contract-accepting backup offers. Solar-powered home with average electric bills around $30 per month located minutes from the beaches and not in a flood zone. Nestled among million dollar homes in the Harbor Hills waterfront neighborhood. New HVAC system 2025 with 10 year warranty! WOW! Additional updates include new ENERGY STAR WINDOWS including a new front door (2024) for added efficiency! HIGH AND DRY in Flood Zone X, meaning NO FLOOD INSURANCE required! Any great chef will fall in love in the HUGE naturally bright EAT-IN KITCHEN, featuring granite countertops, 2 ovens, a LARGE BREAKFAST BAR, abundant cabinetry, and a walk-in pantry. The SPLIT BEDROOM FLOOR PLAN includes 3 bedrooms, 2 full baths, and plenty of storage. The primary suite, living area, and kitchen all open directly to a 300 sq. ft. SCREENED PATIO, perfect for entertaining or relaxing in the refreshing Gulf breeze. Enjoy the fully fenced backyard, ideal for pets and your vegetable and fruit garden. Talk about location, Harbor Hills is one of those quiet, established waterfront neighborhoods among million dollar homes (this is your best investment for less than 500k!). Bonus: easy access to beaches, parks, boat ramps, hospitals, shopping, and top-rated restaurants and schools, just 5 minutes from the beach! With an relaxed hoa of only $100/year and SHORT TERM RENTALS allowed, this property is Airbnb-ready and perfect for investors, snowbirds, or full-time residents alike! Highlights: Average electric bill $30/month (paid-off solar), Energy-efficient upgrades (2024 windows + door), NO flood insurance required, HVAC BRAND NEW INSTALLED 2025 WITH 10 YEAR WARRANTY, 5 minutes to the beach. This Harbor Hills gem combines modern updates, ultra-low utilities, flexible rental potential, and a prime coastal location; a rare find, at this price, in today’s market! YOU HAVE TO SEE IT TO BELIEVE IT, CALL TODAY!