Property Description

Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Welcome to 6107 Cognac Circle, a beautifully maintained pool home on a quiet cul-de-sac in the gated Cheval community. Built in 1998, this residence offers 2,801 heated sq ft on a quarter-acre lot with mature landscaping, pond views, a 3-car garage, and additional driveway parking. Inside, enjoy 10+ ft ceilings, ceramic tile in main living areas, and luxury vinyl plank flooring in all bedrooms (no carpet). The bright, open kitchen and family room layout is ideal for both entertaining and everyday living. The gourmet kitchen features granite countertops, large island, white cabinetry, tile backsplash, under-cabinet lighting, desk workspace, and new built-in oven and microwave (2025). The primary suite offers a tray ceiling with can lighting, spa-style en-suite bath with dual vanities, soaking tub, separate shower and water closet, double walk-in closets, and direct access to the pool deck. A split-bedroom floor plan provides flexibility for multi-generational living with four additional generously sized bedrooms, two updated full bathrooms, and a powder room near the formal living area. Outdoor living includes a private screened chlorine pool, updated pool surface, black aluminum fenced yard, and peaceful water views from the lanai. Recent updates include gas water heater (2025), exterior paint (2026), and new front light fixtures (2026). Cheval residents enjoy 24-hour gated security, golf course, clubhouse, fitness center, golf-cart-friendly streets, and top-rated schools (McKitrick Elementary, Martinez Middle and Steinbrenner High). One-third mile walk to Brooker Creek trailhead from inside Cheval. Convenient to beaches, downtown Tampa, and Tampa International Airport, all with a low annual HOA of $150.

Features

Swimming Pool:: In Ground, Gunite, Screen Enclosure, Child Safety Fence, Pool Sweep, Self Cleaning
Heating System:: Central, Electric
Cooling System:: Central Air
Exterior Features:: Sliding Doors, Hurricane Shutters
Flooring:: Luxury Vinyl, Tile
Interior Features:: Ceiling Fans(s), Open Floorplan, Thermostat, Walk-In Closet(s), Living Room/Dining Room Combo, Eat-in Kitchen, Kitchen/Family Room Combo, Primary Bedroom Main Floor, Split Bedroom, Window Treatments, High Ceilings, Vaulted Ceiling(s), Stone Counters, Cathedral Ceiling(s), Central Vaccum, Tray Ceiling(s), Built-in Features, Chair Rail
Laundry Features:: Inside, Laundry Room, Washer Hookup
Pool Private Yn:: 1
Sewer:: Public Sewer
Utilities:: Cable Available, Electricity Connected, Sewer Connected, Underground Utilities, Water Connected, Fire Hydrant

Appliances

Appliances:: Dishwasher, Refrigerator, Electric Water Heater, Microwave, Built-In Oven, Cooktop, Disposal, Exhaust Fan

Address Map

Country:: US
State:: FL
County:: Hillsborough
City:: Lutz
Subdivision:: CHEVAL WEST VILLG 4 PH 2
Zipcode:: 33558
Street:: COGNAC
Street Number:: 6107
Street Suffix:: CIRCLE
Longitude:: W83° 27' 3.2''
Latitude:: N28° 8' 55.4''
Direction Faces:: South
Directions:: From 589 North exit Van Dyke Road, turn left. At Ramblewood turn right. Entrance to Cheval on left. Once inside gate go straight on Chemille, turn left on Cheville, left on Cognac Circle, house on right.
Mls Area Major:: 33558 - Lutz
Zoning:: PD

Neighborhood

Elementary School:: Mc Kitrick-HB
High School:: Steinbrenner High School
Middle School:: Martinez-HB

Additional Information

Lot Size Dimensions:: 75x143
Water Source:: Public
Virtual Tour:: https://www.propertypanorama.com/instaview/stellar/A4679372
Stories Total:: 1
Previous Price:: 830000
On Market Date:: 2026-01-29
Lot Features:: Private, Cul-De-Sac, Landscaped
Levels:: One
Garage:: 3
Foundation Details:: Slab
Construction Materials:: Stucco
Community Features:: Street Lights, Clubhouse, Deed Restrictions, Golf Carts OK, Golf, Fitness Center, Gated Community - Guard, Restaurant
Building Size:: 2818
Attached Garage Yn:: 1
Association Amenities:: Clubhouse,Fitness Center,Gated,Golf Course

Financial

Association Fee:: 150
Association Fee Frequency:: Annually
Association Fee Includes:: Maintenance Grounds, Pool, Common Area Taxes, Escrow Reserves Fund, Management, Recreational Facilities, Guard - 24 Hour, Security
Association Yn:: 1
Tax Annual Amount:: 13222.67

Listing Information