Property Description
WATERFRONT TROPIC ISLES HOME — BOAT LIFT INCLUDED! Discover this move-in-ready 2-bedroom, 2-bath canal-front home in the sought-after 55+ resident-owned Tropic Isles community on Terra Ceia Bay. This property offers a 1% lender credit. The seller is also willing to sell the boat, which is already on the boat lift, as part of a package. Relax on your private dock and enjoy direct Gulf access — a feature few homes at this price point provide — while taking in serene water views and Florida sunsets. The interior is bright and inviting, with natural light highlighting the spacious living areas. The home is being offered fully furnished, and a brand new furnace was installed in November 2025. A low monthly maintenance fee of $338 makes it perfect for either full-time living or a seasonal getaway. Tropic Isles residents enjoy a welcoming community lifestyle with a clubhouse, heated pool and spa, shuffleboard courts, and access to a marina. Conveniently located near Gulf beaches, Sarasota, Tampa, waterfront dining, and Ellenton Premium Outlets, this home offers both leisure and accessibility. Additional community amenities include meeting halls, a fitness center, library, game room, and a kayak launch, providing a range of recreational options while maintaining a tranquil waterfront setting. This property includes a lifetime termite protection warranty, which is fully transferable to the new owner.
Features
Heating System:
Central
Cooling System:
Central Air
Carport Spaces:
2
Exterior Features:
Other
Flooring:
Carpet
Interior Features:
Walk-In Closet(s), Other
Laundry Features:
Laundry Room
Sewer:
Public Sewer
Utilities:
Public
Waterfront Features:
Bay/Harbor, Canal Front
Appliances
Appliances:
Range, Dishwasher, Refrigerator, Washer, Dryer, Microwave
Address Map
Country:
US
State:
FL
County:
Manatee
City:
Palmetto
Subdivision:
TROPIC ISLES CO-OP
Zipcode:
34221
Street:
TERRA CEIA
Street Number:
323
Street Suffix:
DRIVE
Longitude:
W83° 24' 1.6''
Latitude:
N27° 31' 39.9''
Direction Faces:
Northwest
Directions:
From 28th Ave W, turn onto Tampico Dr, Montego Dr, or Basin St to access Terrace Ceia Dr. Continue driving south on Terrace Ceia Dr until you reach the property.
Mls Area Major:
34221 - Palmetto/Rubonia
Zoning:
MHP1
Neighborhood
Elementary School:
Palmetto Elementary-MN
High School:
Palmetto High
Middle School:
Lincoln Middle
Additional Information
Water Source:
Public
Senior Community Yn:
1
Previous Price:
395000
On Market Date:
2026-03-03
Levels:
One
Foundation Details:
Other
Construction Materials:
Frame
Community Features:
Clubhouse, Pool, Association Recreation - Owned, Buyer Approval Required, Golf Carts OK, Fitness Center, Community Mailbox
Building Size:
1540
Association Amenities:
Clubhouse,Maintenance
Financial
Association Fee:
338
Association Fee Frequency:
Monthly
Association Fee Includes:
Trash, Pool, Management, Recreational Facilities, Sewer, Water
Association Yn:
1
Tax Annual Amount:
3605
Listing Information
Co List Agent Full Name:
Bethany Midkiff
Co List Agent Mls Id:
261597940
Co List Office Mls Id:
261010944
Co List Office Name:
EXP REALTY LLC
List Agent Mls Id:
282015148
List Office Mls Id:
281542097
Listing Term:
Cash,Conventional,FHA,VA Loan
Mls Status:
Active
Modification Timestamp:
2026-03-17T19:35:10Z
Originating System Name:
Stellar
Special Listing Conditions:
None
Status Change Timestamp:
2026-03-03T19:03:36Z

Residential For Sale

323 Terra Ceia Dr, Palmetto, Florida 34221

2 Bedrooms
2 Bathrooms
1,012 Sqft
$375,000
Listing ID #A4684681
Basic Details
Property Type :
Residential
Listing Type :
For Sale
Listing ID :
A4684681
Price :
$375,000
Bedrooms :
2
Bathrooms :
2
Square Footage :
1,012 Sqft
Year Built :
1980
Lot Area :
0.08 Acre
Full Bathrooms :
2
Property Sub Type :
Manufactured Home
Roof:
Shingle
Waterfront Yn :
1
Agent info
Contact Agent

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