Property Description
WATERFRONT TROPIC ISLES HOME — BOAT LIFT INCLUDED! Discover this move-in-ready 2-bedroom, 2-bath canal-front home in the sought-after 55+ resident-owned Tropic Isles community on Terra Ceia Bay. This property offers a 1% lender credit. The seller is also willing to sell the boat, which is already on the boat lift, as part of a package. Relax on your private dock and enjoy direct Gulf access — a feature few homes at this price point provide — while taking in serene water views and Florida sunsets. The interior is bright and inviting, with natural light highlighting the spacious living areas. The home is being offered fully furnished, and a brand new furnace was installed in November 2025. A low monthly maintenance fee of $338 makes it perfect for either full-time living or a seasonal getaway. Tropic Isles residents enjoy a welcoming community lifestyle with a clubhouse, heated pool and spa, shuffleboard courts, and access to a marina. Conveniently located near Gulf beaches, Sarasota, Tampa, waterfront dining, and Ellenton Premium Outlets, this home offers both leisure and accessibility. Additional community amenities include meeting halls, a fitness center, library, game room, and a kayak launch, providing a range of recreational options while maintaining a tranquil waterfront setting. This property includes a lifetime termite protection warranty, which is fully transferable to the new owner.
Features
- Heating System:
- Central
- Cooling System:
- Central Air
- Carport Spaces:
- 2
- Exterior Features:
- Other
- Flooring:
- Carpet
- Interior Features:
- Walk-In Closet(s), Other
- Laundry Features:
- Laundry Room
- Sewer:
- Public Sewer
- Utilities:
- Public
- Waterfront Features:
- Bay/Harbor, Canal Front
Appliances
- Appliances:
- Range, Dishwasher, Refrigerator, Washer, Dryer, Microwave
Address Map
- Country:
- US
- State:
- FL
- County:
- Manatee
- City:
- Palmetto
- Subdivision:
- TROPIC ISLES CO-OP
- Zipcode:
- 34221
- Street:
- TERRA CEIA
- Street Number:
- 323
- Street Suffix:
- DRIVE
- Longitude:
- W83° 24' 1.6''
- Latitude:
- N27° 31' 39.9''
- Direction Faces:
- Northwest
- Directions:
- From 28th Ave W, turn onto Tampico Dr, Montego Dr, or Basin St to access Terrace Ceia Dr. Continue driving south on Terrace Ceia Dr until you reach the property.
- Mls Area Major:
- 34221 - Palmetto/Rubonia
- Zoning:
- MHP1
Neighborhood
- Elementary School:
- Palmetto Elementary-MN
- High School:
- Palmetto High
- Middle School:
- Lincoln Middle
Additional Information
- Water Source:
- Public
- Senior Community Yn:
- 1
- Previous Price:
- 395000
- On Market Date:
- 2026-03-03
- Levels:
- One
- Foundation Details:
- Other
- Construction Materials:
- Frame
- Community Features:
- Clubhouse, Pool, Association Recreation - Owned, Buyer Approval Required, Golf Carts OK, Fitness Center, Community Mailbox
- Building Size:
- 1540
- Association Amenities:
- Clubhouse,Maintenance
Financial
- Association Fee:
- 338
- Association Fee Frequency:
- Monthly
- Association Fee Includes:
- Trash, Pool, Management, Recreational Facilities, Sewer, Water
- Association Yn:
- 1
- Tax Annual Amount:
- 3605
Listing Information
- Co List Agent Full Name:
- Bethany Midkiff
- Co List Agent Mls Id:
- 261597940
- Co List Office Mls Id:
- 261010944
- Co List Office Name:
- EXP REALTY LLC
- List Agent Mls Id:
- 282015148
- List Office Mls Id:
- 281542097
- Listing Term:
- Cash,Conventional,FHA,VA Loan
- Mls Status:
- Active
- Modification Timestamp:
- 2026-03-17T19:35:10Z
- Originating System Name:
- Stellar
- Special Listing Conditions:
- None
- Status Change Timestamp:
- 2026-03-03T19:03:36Z
Residential For Sale
323 Terra Ceia Dr, Palmetto, Florida 34221
2 Bedrooms
2 Bathrooms
1,012 Sqft
$375,000
Listing ID #A4684681
Basic Details
- Property Type :
- Residential
- Listing Type :
- For Sale
- Listing ID :
- A4684681
- Price :
- $375,000
- Bedrooms :
- 2
- Bathrooms :
- 2
- Square Footage :
- 1,012 Sqft
- Year Built :
- 1980
- Lot Area :
- 0.08 Acre
- Full Bathrooms :
- 2
- Property Sub Type :
- Manufactured Home
- Roof:
- Shingle
- Waterfront Yn :
- 1
