Located in the highly sought-after Harbor Hills neighborhood of Largo, this turnkey 3-bedroom, 2-bath pool home with an oversized two-car garage offers the rare combination of elevation, flexibility, and income potential just minutes from the Gulf beaches. Positioned in Flood Zone X at one of the highest elevations in the area, the property is high and dry with no flood insurance required, an increasingly valuable feature for buyers seeking security and long-term peace of mind. With no minimum night rental restrictions, this single-family home is ideal for both full-time residents and investors looking for a profitable short-term rental less than five miles from Belleair Beach, Indian Rocks Beach, and the Gulf of Mexico.Inside, the home features over 2,000 square feet of thoughtfully designed, carpet-free living space with elegant tile and marble finishes throughout. The desirable split floor plan maximizes privacy while maintaining seamless flow between the living and dining areas, family room (currently styled as a game room), and sunroom, all anchored by a central kitchen designed for entertaining. Granite countertops and full-height granite backsplashes complement stainless steel appliances, while a unique breakfast bar for two extends seamlessly from the kitchen into the sunroom through a server/butler-style pass-through window, enhancing indoor-outdoor entertaining and creating an inviting connection between gathering spaces. Coved ceilings, plantation shutters, and custom window casings add architectural character, while a striking built-in fish tank/terrarium wall creates a distinctive focal point between the living and game room areas, enhancing the home’s coastal charm and conversation appeal. The spacious primary suite showcases marble flooring with mosaic black diamond insets that continue into the ensuite bath, where you’ll find a Roman soaking tub, walk-in shower, split vanities, and updated finishes. The secondary bathroom features modern fixtures, updated tile wainscoting, and a refreshed tub alcove. Multiple sets of French doors open to a large pavered lanai wired for surround sound, leading to a heated lagoon-style PebbleTec pool enclosed by a screened cage and surrounded by mature tropical landscaping. The private fenced backyard creates a resort-style setting ideal for entertaining or relaxing after a beach day. Additional highlights include newer interior paint, a side-facing oversized garage with workshop space and wood cabinetry, garage access directly to the pool deck and adjacent laundry area with utility sink, and an extended driveway accommodating five or more vehicles. The flexible layout and strong rental history enhance both everyday living and short-term rental performance. The pool table conveys, offering immediate turnkey appeal. Conveniently located near the Belleair Causeway, local marinas, Largo Central Park, golf courses, dining, shopping, and with quick access to Clearwater Beach and St. Petersburg, this Harbor Hills pool home delivers the lifestyle buyers are searching for, whether as a primary residence, second home, or active short-term rental investment in one of Pinellas County’s most desirable coastal communities.