Property Description
This home is not only a beautiful waterfront residence but also an excellent opportunity for a short-term rental! Appraisal completed 5/14 and priced under the appraised value. Welcome to 1240 Harbor Lake Drive — an exceptional 3-bedroom, 2-bathroom waterfront home located on a quiet cul-de-sac and situated on an oversized, private .40-acre double lot with 114 feet of seawall along beautiful McKay Creek. This canal-front home offers direct access to the Intracoastal Waterway and Gulf of Mexico, making it perfect for boating, kayaking, paddleboarding, and fishing. The serene setting is a true nature lover’s paradise, with regular sightings of manatees, otters, a wide variety of birds, and other local wildlife right in your backyard. Boasting 1,975 total square feet, including a bright 300 sq ft enclosed Florida Room, this residence also features an oversized 2 car garage (520 sq ft) and a circular driveway that easily accommodates six or more vehicles. The home has been extensively updated and is move-in ready with brand-new ceramic tile flooring throughout, fresh interior paint, new baseboards, all new interior and closet doors with updated hardware, and all recently new light fixtures, ceiling fans, and blinds. The fully renovated kitchen includes new shaker-style cabinets with modern hardware, new countertops, a large farm-style sink with new faucet and garbage disposal, and brand-new Whirlpool stainless steel appliances including refrigerator, dishwasher, and range. The bathrooms have been updated with new granite-top vanities, tile floors, and modern fixtures. Additional upgrades include a new Rheem 12-year “smart” water heater, new Maytag washer and dryer, a newly built outdoor deck perfect for entertaining, refreshed landscaping, and recently serviced sliding glass doors and garage door with new rollers. This home is light, bright, and impeccably maintained, offering a peaceful retreat with multiple outdoor seating areas, mature trees, and a brand-new dock for enjoying waterfront living. Located just 10 minutes from world-famous beaches, top golf and tennis clubs, shopping, dining, and convenient access to both Tampa and St. Pete/Clearwater airports. Roof replaced in 2014, A/C 2019, Seawall 2003. This one-of-a-kind property is a rare opportunity to own a piece of Florida paradise.
Features
Heating System:
Central, Electric
Cooling System:
Central Air
Fence:
Vinyl, Wire, Fenced
Patio:
Enclosed, Patio, Deck
Architectural Style:
Traditional
Exterior Features:
Private Mailbox, Rain Gutters, Sliding Doors
Flooring:
Ceramic Tile
Interior Features:
Ceiling Fans(s), Thermostat, Living Room/Dining Room Combo, Eat-in Kitchen, Kitchen/Family Room Combo, Primary Bedroom Main Floor, Solid Wood Cabinets, Solid Surface Counters
Laundry Features:
In Garage, Electric Dryer Hookup, Washer Hookup
Sewer:
Public Sewer
Utilities:
Cable Available, Public, Electricity Available, Water Available, Cable Connected, Electricity Connected, Phone Available, Sewer Connected, Water Connected
Waterfront Features:
Creek
Appliances
Appliances:
Range, Dishwasher, Refrigerator, Washer, Dryer, Electric Water Heater, Microwave, Disposal
Address Map
Country:
US
State:
FL
County:
Pinellas
City:
Largo
Subdivision:
HARBOR LAKE ESTATES 1ST ADD
Zipcode:
33770
Street:
HARBOR LAKE DR
Street Number:
1240
Longitude:
W83° 10' 45.4''
Latitude:
N27° 54' 20.5''
Direction Faces:
South
Directions:
West Bay to Indian Rocks Road, South to Harbor Lake Drive. Turn East (left) on Harbor Lake Dr to end of cul-de-sac. OR Park Blvd to Oakhurst. North on Oakhurst which becomes Indian Rocks Road. Continue north across Ulmerton to Harbor Lake Dr. Turn right.
Mls Area Major:
33770 - Largo/Belleair Bluffs
Zoning:
SINGLE FAMILY HOME
Neighborhood
Elementary School:
Ridgecrest Elementary-PN
High School:
Largo High-PN
Middle School:
Largo Middle-PN
Additional Information
Water Source:
Public
Water Body Name:
MCKAY CREEK
On Market Date:
2025-05-16
Lot Features:
Paved, Level, Cul-De-Sac, Flood Insurance Required, FloodZone, Landscaped, City Limits
Levels:
One
Garage:
2
Foundation Details:
Slab
Construction Materials:
Block, Stucco
Community Features:
Street Lights
Building Size:
2510
Attached Garage Yn:
1
Financial
Tax Annual Amount:
7467
Listing Information
List Agent Mls Id:
260050050
List Office Mls Id:
260033509
Listing Term:
Cash,Conventional,VA Loan
Mls Status:
Canceled
Modification Timestamp:
2025-07-28T01:29:09Z
Originating System Name:
Stellar
Special Listing Conditions:
None
Status Change Timestamp:
2025-07-28T01:27:13Z

Residential For Sale

1240 Harbor Lake Dr, Largo, Florida 33770

3 Bedrooms
2 Bathrooms
1,675 Sqft
$695,000
Listing ID #TB8386864
Basic Details
Property Type :
Residential
Listing Type :
For Sale
Listing ID :
TB8386864
Price :
$695,000
View :
Water
Bedrooms :
3
Bathrooms :
2
Square Footage :
1,675 Sqft
Year Built :
1970
Lot Area :
0.40 Acre
Full Bathrooms :
2
Property Sub Type :
Single Family Residence
Roof:
Shingle
Waterfront Yn :
1
Agent info
Contact Agent

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