Welcome to 2157 20th Ave SW in Largo! This recently updated concrete block home is move-in ready and sits on a generous 63×128 lot in the quiet Gulf Terrace neighborhood. Enjoy peace and privacy on a dead-end street with no homes across the way—just open county land. Featuring 3 bedrooms and 1 bathroom, this home offers approximately 988 sq ft of heated space (1,560 total). Inside, you’ll find laminate flooring throughout, quartz countertops, stainless steel appliances, and a brand new A/C system. A new roof (2025) adds to the home’s value and efficiency. The property is located in Flood Zone X, which typically does not require flood insurance by lenders. The oversized 2-car rear-loading garage and long driveway provide plenty of parking space for guests, boats, or extra vehicles. Don’t miss this great opportunity in a centrally located Largo neighborhood with no HOA and easy access to beaches, parks, and shopping!