Property Description
A rare opportunity to own a completely remodeled lakefront home on an acre of land in the heart of Keystone—one of the last truly rural pockets of Tampa Bay. With no HOA, no CDD, and not located in a flood zone, this Keystone Odessa property offers unmatched freedom, peace of mind, and a quiet lifestyle just 20 minutes from Tampa International Airport, downtown, and the beaches. Positioned on the peaceful cove of Lake Taylor, a 50-acre private ski lake, the home offers tranquil water views and access to fishing, boating, and year-round wildlife watching. Facing due west, the backyard delivers breathtaking sunsets over the lake—an unbeatable backdrop for evenings outdoors. Completely rebuilt from the studs in 2022, this three-bedroom, two-bathroom home includes all-new plumbing, electrical, HVAC, EcoBee thermostat, tankless water heater, roof, hardy board siding, insulation, drywall, windows, and doors. The deep, solid foundation provides lasting stability, and every inch of the interior was thoughtfully designed with luxury vinyl plank flooring, solid wood flat-panel doors, LED recessed lighting, and stylish, high-end finishes. The stunning kitchen showcases shaker cabinetry, quartz countertops, reverse osmosis at the sink, and a GE Café matte white appliance suite with gold accents. Both bathrooms feature handmade concrete tile, stacked zellige tile, frameless glass showers, and designer fixtures. The laundry room includes cabinetry, a sink, and full appliances. Outside, enjoy lush new St. Augustine sod supported by a new irrigation system, a recently upgraded driveway with a new section and resurfaced finish, and charming brick paver walkways that lead to a peaceful back patio. A detached garage provides excellent storage for tools, water gear, or hobby space, and there’s a 50-amp hookup in place for your RV. Maintained under a termite bond with no known pest issues, the home sits approximately 50 feet above sea level and has remained dry through all recent storm events. The sellers also invested in extensive tree removal based on certified arborist recommendations and fully upgraded the well system, including a new bladder, softener, UV filter, and reverse osmosis for fresh, clean water. This is not a flip—current owners purchased the home, spent nearly $80k on the home with plans to retire here but never moved in due to a lifestyle change. Located in an A-rated school district and zoned for the coveted Steinbrenner High School, one of the top-ranked schools in the state. Flood insurance is not required, making this a rare and affordable waterfront opportunity. The property is zoned ASC-1, allowing the flexibility for a small urban farm, garden, or outbuildings. Surrounded by multi-million dollar homes and supported by the active Keystone Civic Association, this home blends craftsmanship, privacy, and lifestyle in one of Tampa Bay’s most desirable lakefront communities. The quiet street ends in a gated neighborhood with minimal traffic—an ideal setting to enjoy nature, space, and serenity. For a video walkthrough and a 3D walk go to this site: bit.ly/KeystoneLakeHouse
Features
: Central, Electric
: Central Air
: Patio, Front Porch
: Driveway
: Craftsman
: Lighting, Private Mailbox, Rain Gutters, French Doors
: Luxury Vinyl, Tile
: Ceiling Fans(s), Open Floorplan, Thermostat, Walk-In Closet(s), Eat-in Kitchen, Primary Bedroom Main Floor, Split Bedroom, Window Treatments, Stone Counters, Solid Wood Cabinets
: Inside, Laundry Room
: Septic Tank
: Cable Connected, Electricity Connected, Phone Available, Water Connected, BB/HS Internet Available, Sprinkler Well, Private, Fire Hydrant
: Lake Front
: Double Pane Windows, Blinds, Insulated Windows
Appliances
: Range, Dishwasher, Refrigerator, Washer, Dryer, Electric Water Heater, Disposal, Convection Oven, Water Softener, Exhaust Fan, Water Filtration System, Wine Refrigerator, Tankless Water Heater, Kitchen Reverse Osmosis System, Water Purifier
Address Map
US
FL
Hillsborough
Odessa
UNPLATTED
33556
SPENCER
18102
ROAD
East
Gunn Hwy to Tarpon Springs Rd. Left on Spencer. House on right.
33556 - Odessa
ASC-1
Neighborhood
Hammond Elementary School
Steinbrenner High School
Martinez-HB
Additional Information
135x250
: Well, See Remarks
https://bit.ly/Keystone Lake House
1
899000
2025-05-22
: In County, Paved, Cleared, Level, Landscaped, Oversized Lot, Street Dead-End, Irregular Lot
: One
1
: Slab
: Block, HardiPlank Type, Frame
1990
Financial
12446
Listing Information
Kevin Rocks
285515061
285515927
ROCKS REALTY
285514750
285515927
Cash,Conventional,VA Loan
Active
2025-07-26T18:05:15Z
Stellar
: None
2025-05-23T00:16:36Z
Residential For Sale
18102 Spencer Rd, Odessa, Florida 33556
3 Bedrooms
2 Bathrooms
1,990 Sqft
$849,000
Listing ID #W7875774
Basic Details
Property Type : Residential
Listing Type : For Sale
Listing ID : W7875774
Price : $849,000
View : Garden,Trees/Woods,Water
Bedrooms : 3
Bathrooms : 2
Square Footage : 1,990 Sqft
Year Built : 1967
Lot Area : 0.99 Acre
Full Bathrooms : 2
Property Sub Type : Single Family Residence
Roof : Shingle
Waterfront Yn : 1