Assumable 3.25% FHA Loan! Low Taxes! Assumable Flood Insurance! This updated 3-bedroom, 1-bath home in North St. Pete offers an assumable FHA loan at 3.25%, assumable flood insurance at just $1,038 per year, and low taxes—making it an excellent primary residence, rental, or investment property. Move-in-ready and full of charm, this home features hardwood floors, an open living and dining area, and a faux tin tile ceiling. The updated kitchen is a standout with granite countertops, marble backsplash, stainless steel appliances, a smart refrigerator, and a five-burner gas stove. The floor plan provides privacy, while the spacious corner lot offers room to add a pool, garage, or guest house. The outdoor space includes a large fenced yard with boat or RV parking through a double gate, a screened patio, shaded front porch, carport, storage shed, and even an orange tree. Located within walking distance to 4th Street dining and shopping, and just minutes from Downtown St. Pete, St. Pete Beach, Fossil Park pickleball courts, and Weeden Park kayaking trails. This home has never flooded, has no HOA, and offers an outstanding ownership or investment opportunity in the heart of North St. Petersburg. Video Tour: https://youtu.be/XyDHdTUueeY