CITIZENS POLICY AND LOW FLOOD INSURANCE Take advantage of a rare opportunity to own a 5-bedroom, 3-1/2-bath elevated home in the Ozona neighborhood of Palm Harbor. The home is Citizens insured and has a low flood insurance premium due to its elevated structure. The property feeds to Palm Harbor schools, including Ozona Elementary, Palm Harbor Middle School, and Palm Harbor University High School. THE HOME BOASTS MANY DESIRABLE Recent Upgrades: NEW STORM WINDOWS, FIVE NEW FRENCH STORM DOORS, TWO NEWER AIR-CONDITIONING UNITS (one is brand-new), and a new water softener. In addition, the fascia was recently wrapped in aluminum. The master bedroom is tastefully renovated with a large, welcoming bathroom featuring two separate/sink areas. The bedroom has updated luxury vinyl floors throughout the upper floor. Sit on your private balcony and watch the sunset over St. Joseph’s Sound. There are three additional balconies off the dining room and two other bedrooms facing the setting sun! The bathroom between the other two bedrooms upstairs was remodeled 2 years ago. There is absolutely nothing left to do on the upper floor. Lastly, the laundry room is located on the upper floor. Two sets of Jack-and-Jill bedrooms have bathrooms between each set. One is on the top floor, and the other is directly below it on the main floor of the home. This setup is perfect for a large or smaller group looking for more space with an A+ layout. If you want even more space, the homeowner has approved plans for a loft above the living room. In addition to these features, there is a separate formal dining room and kitchen eating area. Plans also exist for a kitchen remodel, but the kitchen is ready. As if that weren’t enough space, the garage has a large finished room that could be used as an office, a workout area, or even another bedroom. The two-car garage also has two chargers for electric vehicles. Perhaps the star of the show is the outdoor area in the back. A sparkling pool/hot tub and paver area are shaded from the afternoon sun, refreshing the pool even in the dead of summer. The pool does have a heater as well for Christmas vacation fun. Flanking the pool is an outdoor bar covered from the elements by the screened porch above but open to the air at the pool level. A Key West-style tin roof also covers a barbecue area. There is a relaxing bench area near this for the homeowner to sit and watch the twilight fade into the night while grilling up some steaks. The backyard is a tropical oasis filled with mature palms and tropical landscaping. The word staycation never had more meaning. The landscaping comes alive at night with magical lighting illuminating the palms. There are also two raised beds for the gardener. A papaya tree has grown tall in one of the beds, so you’ll have to decide whether you want fresh papaya or more room to grow your plants.